Credit Crisis Alert
Due to the current condition of the financial markets, many people were forced into high APR car loans. If you are in this boat, you should apply for refinancing at sites like Capital One Auto Finance, Up2Drive or myAutoloan.com. You might be able to significantly lower your APR and monthly car payments.
The scary truth about your credit score
Your credit score has more of an effect on your life than you think. A bad credit score can cause you to pay much higher loan interest rates, and can adversely affect your ability to get a job and cause you to pay higher insurance premiums. Many people are unaware that insurance companies check your credit before selling you insurance.
Your credit score will NOT drop if you run your own credit report
Many people mistakenly think their credit score will drop if they run their own credit report. Salespeople keep you in the dark about you own credit report so they can use your ignorance to charge you higher interest rates. You can verify this urban legend about your credit score at Experian, Equifax or TrueCredit.
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